Freelancer hourly rate calculator

Billable hours and a sustainable rate

Instant calculation

What is my sustainable hourly rate?

1 · Personal target

What your work needs to leave you

Start with what you actually need after business costs.

Monthly personal expenses€What you need each month for housing, family and everyday expenses.Annual business costs€Software, accountant, insurance, equipment, workspace and other business costs.Desired annual savings€The amount you want to set aside each year, in addition to personal expenses.

2 · Sellable time

How many hours you can actually bill

Time off, contingencies and internal work reduce the hours that can appear on an invoice.

Working days per weekdaysThe days you normally expect to work.Available hours per dayhoursIncludes both client work and non-billable internal work.Annual holiday daysdaysWorking days taken as holiday during the year, not calendar days.Sickness and contingenciesdaysA prudent allowance for days when you will not be able to work.

Worked but non-billable time%The share spent on quotes, finding clients, administration, accounting and training.

Quick values

With this choice, you can bill about 7 out of every 10 hours worked.

3 · Coverage and prudence

Tax, risk and future value

Complete the threshold with tax, financial contingencies and inflation.

Effective tax and contributions%The total percentage you expect to pay on professional income, not just the nominal rate.Safety margin%A buffer for unpaid invoices, delays, unexpected costs and quieter periods.Assumed inflation%Only used to project the future rate; it does not change today’s rate.

€43.94minimum sustainable rate to quote

That is about €351.53 for a fully billable 8-hour day.

Annual revenue target€55,366.67

Average monthly revenue€4,613.89

Annual billable hours1,260

Threshold without buffer€39.95/h

Rate in 5 years€47.56/h

What actually changes the result

70% of your available time generates revenue: 1,260 billable hours out of 1,800 hours worked per year.

If you cut non-billable time by 10 percentage points while keeping targets and costs unchanged, the threshold falls to €38.45/h.

A projection for self-employed work, not a market rate or an employee-cost calculation. Tax regime, deductions and pension arrangements can change the result.

DOES THE RESULT LOOK WRONG?

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HOW IT WORKS

A result to understand, not just read.

Enter the requested values in Freelancer hourly rate calculator and change them to compare different scenarios. The result is an informative estimate and does not replace official documents or professional advice.

The calculation runs in your browser and the values you enter are not stored.
Compare several scenarios and check that the starting data are correct.
For financial, tax, health or veterinary decisions, also use official sources and qualified professionals.

FREQUENTLY ASKED QUESTIONS

Is the result exact?+

It is an estimate based on the values entered and the stated assumptions. The real result may differ.

Are the values I enter stored?+

No. Values used in the calculator are not stored.